San José Clean Energy (SJCE)
San José Clean Energy EcoHome Payment Plan is available to homeowners and renters in San Jose, CA.
San José Clean Energy's EcoHome Payment Plan offers interest-free financing of up to $5,000 with no money down for up to 5 years to help customers cover the upfront cost of heat pump HVAC, heat pump water heaters, or battery storage installations. This plan stacks with EcoHome Rebates to further reduce out-of-pocket costs for electrification projects.
Maximum interest-free financing available
Official source site checked live on 2026-06-22.
Data last verified 2026-04-03. How we verify our data.
In San Jose, CA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in San Jose, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in San Jose early keeps your application moving.
Get matched with a contractorEach program sets its own contractor rules. Check the official program page for exact requirements.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $5,000, interest-free, no money down, up to 5-year term.
San José Clean Energy EcoHome Payment Plan is open to homeowners and renters in San Jose, CA. It has no income limit.
Apply directly with San José Clean Energy (SJCE) using the official program link on this page. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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