New Mexico Colonias Infrastructure Project Septic Loans

New Mexico Environment Department

Available Home Repair

About This Program

New Mexico Colonias Infrastructure Project Septic Loans is available to homeowners in Santa Fe, NM.

Offers low-interest loans for septic system installation or repair to homeowners in underserved colonias and rural areas near Santa Fe. Addresses failing wastewater systems that threaten public health and groundwater.

Low-interest loan for septic system replacement or repair

Official source site checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Santa Fe, NM, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loans up to $20,000
  • For septic installation or repair
  • Income at or below 120% AMI preferred
  • Available in eligible rural areas near Santa Fe
  • Repaid over 10-20 years

How to Apply

Get free help applying Visit Official Program Page Track this program

(505) 827-0006

A grant-savvy contractor in Santa Fe, NM can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Santa Fe early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Year-round applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can New Mexico Colonias Infrastructure Project Septic Loans provide in Santa Fe, NM?

Low-interest loans up to $20,000.

Who qualifies for New Mexico Colonias Infrastructure Project Septic Loans in Santa Fe?

New Mexico Colonias Infrastructure Project Septic Loans is open to homeowners in Santa Fe, NM.

How do I apply for New Mexico Colonias Infrastructure Project Septic Loans in Santa Fe, NM?

Apply directly with New Mexico Environment Department using the official program link on this page or call (505) 827-0006. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Santa Fe, NM contractors

Find More Programs in Santa Fe, NM

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs