How do I apply for Saratoga County HOME Investment Partnerships in Saratoga Springs, NY?

Apply directly with Saratoga County HOME Program using the official program link on this page or call (518) 884-4705. There is no middleman and no fee.

Saratoga County HOME Investment, Saratoga Springs, NY

Q: Who qualifies for Saratoga County HOME Investment Partnerships in Saratoga Springs?

Saratoga County HOME Investment Partnerships is open to homeowners in Saratoga Springs, NY. It prioritizes low-income households.

About This Program

Saratoga County HOME Investment Partnerships is available to homeowners in Saratoga Springs, NY.

HUD HOME funds administered by Saratoga County for owner-occupied home rehabilitation for low and moderate-income households. Forgivable loan over 5 years for households at or below 80% AMI. Covers major systems, structural repairs, and accessibility improvements.

Forgivable loan covering major rehabilitation, forgiven after 5 years of owner-occupancy

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Saratoga Springs, NY, you can combine this program with other local help to cut your cost:

FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs

Key Details

Forgivable loan up to $35,000 for major repairs
Income at or below 80% AMI required
Must be owner-occupied in Saratoga County
Loan forgiven after 5 years
Covers systems, structural, and accessibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(518) 884-4705

A grant-savvy contractor in Saratoga Springs, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Saratoga Springs early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
A government-issued photo ID for every owner on title.
Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
A written estimate from a licensed contractor for the work (many programs require this to apply).
Photos of the problem area or the work to be done.
The program's own application form, completed (use the official link or phone number on this page).

Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications, subject to fund availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Saratoga County HOME Investment Partnerships

About This Program

Key Details

How to Apply

Your application paperwork

Questions about this program?

Frequently asked questions

Need a Contractor for This Grant?

More ways to save on this project

Find More Programs in Saratoga Springs, NY