Schenectady Persons with Disabilities Tax Exemption

City of Schenectady Assessor's Office

Available Property Tax Relief

About This Program

Schenectady Persons with Disabilities Tax Exemption is available to homeowners in Schenectady, NY.

Property tax exemption for Schenectady homeowners with disabilities who are unable to engage in substantial gainful employment due to physical or mental impairment. Provides 5% to 50% reduction in assessed value based on income.

Reduction percentage based on income; typical exemption saves $400-$1,500 annually

Data last verified 2026-06-09. How we verify our data.

In Schenectady, NY, you can combine this program with other local help to cut your cost:

Key Details

  • 5%-50% reduction in assessed value
  • For homeowners unable to work due to disability
  • Income limits apply based on exemption percentage
  • Must provide proof of disability (SSA/SSI or physician)
  • Renew annually by March 1

How to Apply

Get free help applying Visit Official Program Page Track this program

(518) 382-5077

A grant-savvy contractor in Schenectady, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Your federal tax return for the year of the work (this benefit is claimed on your taxes, not through a separate application).
  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Apply by March 1 annually

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Schenectady Persons with Disabilities Tax Exemption provide in Schenectady, NY?

Up to 50% reduction in assessed value.

Who qualifies for Schenectady Persons with Disabilities Tax Exemption in Schenectady?

Schenectady Persons with Disabilities Tax Exemption is open to homeowners in Schenectady, NY.

How do I apply for Schenectady Persons with Disabilities Tax Exemption in Schenectady, NY?

Apply directly with City of Schenectady Assessor's Office using the official program link on this page or call (518) 382-5077. There is no middleman and no fee. Deadline: Apply by March 1 annually.

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