Suffolk County HOME Rental Rehabilitation Program

Suffolk County Department of Economic Development (HOME Funds)

Available Home Repair

About This Program

Suffolk County HOME Rental Rehabilitation Program is available in Smithtown, NY.

Provides loans to property owners to rehabilitate rental housing units for occupancy by low- and moderate-income households. Units must be kept affordable for minimum 5 years. Loan terms include deferred payment options and possible forgiveness upon compliance.

Loan amount based on rehabilitation scope; affordability restrictions apply

Data last verified 2026-06-09. How we verify our data.

In Smithtown, NY, you can combine this program with other local help to cut your cost:

Key Details

  • Loan up to $25,000 per rental unit
  • Must rent to low/moderate income tenants
  • 5-year minimum affordability period
  • Deferred payment and forgiveness options
  • Covers rehabilitation and code compliance

How to Apply

A grant-savvy contractor in Smithtown, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Smithtown early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted on rolling basis

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Suffolk County HOME Rental Rehabilitation Program provide in Smithtown, NY?

Up to $25,000 per unit.

Who qualifies for Suffolk County HOME Rental Rehabilitation Program in Smithtown?

Suffolk County HOME Rental Rehabilitation Program is available in Smithtown, NY. It has no income limit.

How do I apply for Suffolk County HOME Rental Rehabilitation Program in Smithtown, NY?

Apply directly with Suffolk County Department of Economic Development (HOME Funds) using the official program link on this page or call (631) 853-5191. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Smithtown, NY

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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