Springfield HOME Down Payment Assistance

City of Springfield Planning & Development

Available Home Repair

About This Program

Springfield HOME Down Payment Assistance is available in Springfield, MO.

HOME-funded down payment assistance for first-time homebuyers purchasing within Springfield city limits. Approximately $1.2 million available annually in HOME funding for FY 2026-2027.

Loan amount depends on purchase price and buyer need; deferred repayment terms apply

Official program page checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Springfield, MO, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment and closing cost assistance for home purchase
  • Must be first-time homebuyer in Springfield city limits
  • Income at or below 80% Area Median Income
  • Funded through HUD HOME Investment Partnerships Program
  • ~$1.2 million available annually

How to Apply

Get free help applying Visit Official Program Page Track this program

417-864-1031

A grant-savvy contractor in Springfield, MO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Springfield early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, funded annually via HOME

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Springfield HOME Down Payment Assistance provide in Springfield, MO?

Up to $15,000 down payment loan.

How do I apply for Springfield HOME Down Payment Assistance in Springfield, MO?

Apply directly with City of Springfield Planning & Development using the official program link on this page or call 417-864-1031. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Springfield, MO contractors

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