Healthy Home Repair Program (HHRP)

City of St. Louis / Community Development Administration

Available Home Repair

About This Program

Healthy Home Repair Program (HHRP) is available to homeowners in St. Louis, MO.

City of St. Louis flagship home repair program. Code, health, and safety repairs. Under $10K: 5-year forgivable loan. Over $10K: 0% deferred until sale. Must live in City of St. Louis, own 2+ years, clear title, current on taxes and mortgage, 80% AMI or below. Administered by Mission: St. Louis. Note: 5+ year average wait time.

City of St. Louis residents, 80% AMI max

Official program page checked live on 2026-06-22.

Data last verified 2026-04-01. How we verify our data.

In St. Louis, MO, you can combine this program with other local help to cut your cost:

Key Details

  • Under $10K: 5-year forgivable loan
  • Over $10K: 0% interest deferred until sale
  • Converted to grant if home value below combined loan balance
  • Partner: Mission: St. Louis
  • Waitlist: 1,250+ applicants, apply early

How to Apply

Get free help applying Visit Official Program Page Track this program

314-657-3888

A grant-savvy contractor in St. Louis, MO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in St. Louis early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Year-round, significant waitlist (1,250+)

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Healthy Home Repair Program (HHRP) provide in St. Louis, MO?

Avg $18,000 (no stated cap).

Who qualifies for Healthy Home Repair Program (HHRP) in St. Louis?

Healthy Home Repair Program (HHRP) is open to homeowners in St. Louis, MO. It prioritizes low-income households.

How do I apply for Healthy Home Repair Program (HHRP) in St. Louis, MO?

Apply directly with City of St. Louis / Community Development Administration using the official program link on this page or call 314-657-3888. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse St. Louis, MO contractors

Find More Programs in St. Louis, MO

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs