Minnesota Senior Citizens Property Tax Deferral

Minnesota Department of Revenue

Available Property Tax Relief

About This Program

Minnesota Senior Citizens Property Tax Deferral is available to homeowners in St. Paul, MN.

Minnesota's Senior Property Tax Deferral Program allows homeowners age 65 or older with household income at or below $96,000 to defer a portion of their property taxes exceeding 3% of income until the property is sold. The deferred amount accrues a 3% annual interest charge. The program helps seniors on fixed incomes remain in their homes.

Deferred taxes become a lien against the property, repaid when sold or transferred. Interest accrues at 3% per year. Program limits participation to owner-occupied primary residences.

Official source site checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In St. Paul, MN, you can combine this program with other local help to cut your cost:

Key Details

  • Defer property taxes above 3% of income, no upfront payment required
  • Age 65+ and household income at or below $96,000
  • Deferred amount becomes a lien at 3% annual interest until home is sold
  • Helps seniors on fixed incomes stay in their homes
  • Apply through MN Dept. of Revenue: 651-296-3781

How to Apply

Get free help applying Visit Official Program Page Track this program

651-296-3781

A grant-savvy contractor in St. Paul, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Proof of age (driver's license or birth certificate) if the program is age-based.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Apply by December 31 for following tax year; file Form PV17

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Frequently asked questions

How much can Minnesota Senior Citizens Property Tax Deferral provide in St. Paul, MN?

Defers property taxes above 3% of income, accumulates as lien at 3% interest.

Who qualifies for Minnesota Senior Citizens Property Tax Deferral in St. Paul?

Minnesota Senior Citizens Property Tax Deferral is open to homeowners in St. Paul, MN. It serves seniors.

How do I apply for Minnesota Senior Citizens Property Tax Deferral in St. Paul, MN?

Apply directly with Minnesota Department of Revenue using the official program link on this page or call 651-296-3781. There is no middleman and no fee. Deadline: Apply by December 31 for following tax year; file Form PV17.

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