FEMA Flood Mitigation Assistance (FMA)

FEMA / Florida Division of Emergency Management

Available Disaster Relief

About This Program

FEMA Flood Mitigation Assistance (FMA) is available to homeowners in St. Petersburg, FL.

Provides funding for flood mitigation projects including elevation, acquisition, relocation, or flood-proofing. Property must have flood insurance and be in FEMA-identified flood hazard area. Applied through local government.

FEMA covers 75% of eligible mitigation costs; 25% local match may be waived for low-income

Data last verified 2026-05-25. How we verify our data.

This is a national program. In St. Petersburg, FL, you can stack it with local programs like these:

Key Details

  • Funding for flood mitigation projects
  • Elevation, acquisition, or flood-proofing
  • Must have flood insurance policy
  • 75% federal / 25% match (may be waived)
  • Apply through City of St. Petersburg

How to Apply

Get free help applying Visit Official Program Page Track this program

(727) 893-7395

A grant-savvy contractor in St. Petersburg, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in St. Petersburg early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Annual grant cycles

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

Who qualifies for FEMA Flood Mitigation Assistance (FMA) in St. Petersburg?

FEMA Flood Mitigation Assistance (FMA) is open to homeowners in St. Petersburg, FL. It has no income limit.

How do I apply for FEMA Flood Mitigation Assistance (FMA) in St. Petersburg, FL?

Apply directly with FEMA / Florida Division of Emergency Management using the official program link on this page or call (727) 893-7395. There is no middleman and no fee.

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