Connecticut Homeowner Assistance Fund (CHAF)

Connecticut Housing Finance Authority (ARPA funded)

Available Emergency Repair

About This Program

Connecticut Homeowner Assistance Fund (CHAF) is available to homeowners in Stratford, CT.

Federal pandemic recovery program helping Connecticut homeowners who experienced financial hardship. Provides assistance with delinquent mortgage payments, property taxes, homeowners insurance, and utility bills.

Assistance varies by need, up to $30,000 total for eligible costs

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Stratford, CT, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $30,000 for delinquent housing costs
  • Covers mortgage, property tax, insurance, utilities
  • Income at or below 150% AMI
  • Must have experienced pandemic hardship
  • Funds paid directly to lender/servicer

How to Apply

Get free help applying Visit Official Program Page Track this program

(844) 267-4510

A grant-savvy contractor in Stratford, CT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Stratford early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications open while funds available

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Connecticut Homeowner Assistance Fund (CHAF) provide in Stratford, CT?

Up to $30,000 assistance.

Who qualifies for Connecticut Homeowner Assistance Fund (CHAF) in Stratford?

Connecticut Homeowner Assistance Fund (CHAF) is open to homeowners in Stratford, CT.

How do I apply for Connecticut Homeowner Assistance Fund (CHAF) in Stratford, CT?

Apply directly with Connecticut Housing Finance Authority (ARPA funded) using the official program link on this page or call (844) 267-4510. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Stratford, CT contractors

Find More Programs in Stratford, CT

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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