Florida SHIP (State Housing Initiatives Partnership) Program

Florida Housing Finance Corporation / City of Tampa / Hillsborough County

Available Home Repair

About This Program

Florida SHIP (State Housing Initiatives Partnership) Program is available to homeowners in Tampa, FL.

SHIP funds are distributed to Tampa and Hillsborough County to create and preserve affordable homeownership through rehabilitation and repair assistance, funded by documentary stamp taxes. Local Housing Assistance Plans (LHAPs) govern allocation for rehabilitation, disaster relief, and accessibility improvements. Amounts and terms vary; many programs are structured as forgivable deferred loans.

Amounts and terms vary by local LHAP; many programs are forgivable deferred loans converting to grants after a compliance period.

Data last verified 2026-04-03. How we verify our data.

In Tampa, FL, you can combine this program with other local help to cut your cost:

Key Details

  • State-funded home repair assistance through local governments
  • Available through City of Tampa and Hillsborough County
  • Generally up to 80-140% AMI depending on program type
  • Forgivable deferred loans common; no monthly payments required
  • Contact local housing office for current availability

How to Apply

Get free help applying Visit Official Program Page Track this program

813-274-7954

A grant-savvy contractor in Tampa, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Tampa early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Varies by local program year; contact local SHIP administrator

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Florida SHIP (State Housing Initiatives Partnership) Program provide in Tampa, FL?

Up to $75,000 (varies by local LHAP).

Who qualifies for Florida SHIP (State Housing Initiatives Partnership) Program in Tampa?

Florida SHIP (State Housing Initiatives Partnership) Program is open to homeowners in Tampa, FL.

How do I apply for Florida SHIP (State Housing Initiatives Partnership) Program in Tampa, FL?

Apply directly with Florida Housing Finance Corporation / City of Tampa / Hillsborough County using the official program link on this page or call 813-274-7954. There is no middleman and no fee.

Need a Contractor for This Grant?

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Find More Programs in Tampa, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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