Ohio Homebuyer Plus Savings Account

Ohio Treasurer's Office

Available Home Repair

About This Program

Ohio Homebuyer Plus Savings Account is available in Toledo, OH.

Tax-advantaged savings accounts for future homebuyers earning 6.00% APY on deposits up to $24,999. Contributors can deduct up to $5,000/year ($10,000 married) from Ohio adjusted gross income. Lifetime max deduction of $25,000 per account.

On $10,000 saved: $600/year interest + ~$200 tax savings

Official source site checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Toledo, OH, you can combine this program with other local help to cut your cost:

Key Details

  • 6.00% APY on balances $500-$24,999
  • Deduct up to $5,000/year from Ohio income ($10,000 married)
  • Lifetime max deduction $25,000 per account
  • Must use funds for home purchase
  • Family members can contribute and take deduction

How to Apply

Get free help applying Visit Official Program Page Track this program

800-228-1102

A grant-savvy contractor in Toledo, OH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Toledo early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

Who qualifies for Ohio Homebuyer Plus Savings Account in Toledo?

Ohio Homebuyer Plus Savings Account is available in Toledo, OH. It has no income limit.

How do I apply for Ohio Homebuyer Plus Savings Account in Toledo, OH?

Apply directly with Ohio Treasurer's Office using the official program link on this page or call 800-228-1102. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Toledo, OH contractors

Find More Programs in Toledo, OH

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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