Ohio Homestead Exemption

Lucas County Auditor / Ohio Department of Taxation

Available Home Repair

About This Program

Ohio Homestead Exemption is available to homeowners in Toledo, OH.

Reduces property taxes by exempting $50,000 of your home's market value from taxation (tax year 2025, indexed for inflation). Available to homeowners age 65+, permanently disabled, or surviving spouses age 59+. Income limit is $41,000 for 2026 applications.

Savings depend on local millage rate; typically $500-$1,200/year

Official source site checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Toledo, OH, you can combine this program with other local help to cut your cost:

Key Details

  • Age 65+, permanently disabled, or surviving spouse 59+
  • 2025 income must be $41,000 or less
  • $50,000 of market value exempt from property tax
  • Apply through Lucas County Auditor
  • File by December 31 of the tax year

How to Apply

Get free help applying Visit Official Program Page Track this program

419-213-4406

A grant-savvy contractor in Toledo, OH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Toledo early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Form to file: Form DTE 105A (Homestead Exemption Application)

Ohio's Homestead Exemption lowers the property tax on the home of a qualifying senior, disabled person, or surviving spouse by shielding part of the home's market value from tax. You file Form DTE 105A once with your county auditor, and the exemption continues each year.

Steps to apply

  1. Confirm you qualify: age 65 or older during the year, or permanently and totally disabled, or a qualifying surviving spouse, and the home is your principal residence.
  2. Download Form DTE 105A, the Homestead Exemption Application, from the Ohio Department of Taxation.
  3. If you qualify based on disability, also complete Form DTE 105E, the Certificate of Disability.
  4. File the form with your county auditor's office by the deadline.
Get the official formDownload the fillable PDF

Documents you will likely need

  • Proof of age (65 or older) or the disability certificate (Form DTE 105E).
  • Proof the home is your principal residence.
  • Your prior-year Ohio income information if an income test applies.
  • The completed Form DTE 105A.
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: December 31 of tax year

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Ohio Homestead Exemption provide in Toledo, OH?

$50,000 market value exemption.

Who qualifies for Ohio Homestead Exemption in Toledo?

Ohio Homestead Exemption is open to homeowners in Toledo, OH. It serves seniors.

How do I apply for Ohio Homestead Exemption in Toledo, OH?

Apply directly with Lucas County Auditor / Ohio Department of Taxation using the official program link on this page or call 419-213-4406. There is no middleman and no fee. Deadline: December 31 of tax year.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Toledo, OH contractors

Find More Programs in Toledo, OH

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs