USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA Section 504 Home Repair Program is available to homeowners in Tomball, TX.

USDA program providing low-interest loans up to $40,000 and grants up to $10,000 for very-low-income homeowners age 62+ in eligible rural areas. Grants are for removing health and safety hazards. Loans are 1% interest for up to 20 years. Check USDA eligibility map for qualifying areas near Tomball.

Grant portion up to $10,000 for seniors 62+; loans available to age 18+

Federal program, maintained from the official federal source.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grant up to $10,000 for seniors 62+ (very low income)
  • Loans up to $40,000 at 1% interest
  • Must be in USDA-eligible rural area
  • Repairs must remove health/safety hazards
  • Income at or below 50% AMI required

How to Apply

A grant-savvy contractor in Tomball, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Tomball early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Form to file: USDA Form RD 410-4 (with RD 3550-1 and RD 3550-4)

Very low income rural homeowners can get a loan to repair or modernize their home, and homeowners age 62 and older can get a grant to remove health and safety hazards. Loans and grants combine up to 50,000 dollars, with grants capped at 10,000 dollars. You apply through your local USDA Rural Development office.

Steps to apply

  1. Check that your address is in an eligible rural area on the USDA eligibility site.
  2. Contact your local USDA Rural Development office.
  3. Complete the application packet (Form RD 410-4, plus RD 3550-1 and RD 3550-4).
  4. USDA verifies your income, age, and eligibility, then approves the repair work.

Documents you will likely need

  • Proof you own and live in the home.
  • Income verification for your household.
  • Proof of age (for the grant, age 62 or older).
  • Estimates for the repair work.

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round subject to funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

Who qualifies for USDA Section 504 Home Repair Program in Tomball?

USDA Section 504 Home Repair Program is open to homeowners in Tomball, TX. It prioritizes low-income households. It serves seniors.

How do I apply for USDA Section 504 Home Repair Program in Tomball, TX?

Apply directly with USDA Rural Development using the official program link on this page or call (979) 690-3330. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Tomball, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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