Rensselaer County HOME Investment Partnerships Program

Rensselaer County Bureau of Economic Development (HUD HOME)

Available Home Repair

About This Program

Rensselaer County HOME Investment Partnerships Program is available to homeowners in Troy, NY.

Federal HOME funds administered by Rensselaer County for major rehabilitation of owner-occupied homes. Provides deferred, zero-interest loans forgiven after 10 years of continued owner occupancy. Covers comprehensive repairs to maintain habitability and code compliance.

Deferred loan forgiven after 10 years of owner occupancy

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Troy, NY, you can stack it with local programs like these:

Key Details

  • Up to $35,000 zero-interest loan
  • Forgiven after 10 years of occupancy
  • Income at or below 80% AMI
  • Covers major home repairs and systems
  • Must be owner-occupied in Rensselaer County

How to Apply

Get free help applying Visit Official Program Page Track this program

(518) 270-2910

A grant-savvy contractor in Troy, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Troy early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications while funds available

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Rensselaer County HOME Investment Partnerships Program provide in Troy, NY?

Up to $35,000 deferred loan.

Who qualifies for Rensselaer County HOME Investment Partnerships Program in Troy?

Rensselaer County HOME Investment Partnerships Program is open to homeowners in Troy, NY. It prioritizes low-income households.

How do I apply for Rensselaer County HOME Investment Partnerships Program in Troy, NY?

Apply directly with Rensselaer County Bureau of Economic Development (HUD HOME) using the official program link on this page or call (518) 270-2910. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Troy, NY contractors

Find More Programs in Troy, NY

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs