Arizona HOME Program Owner-Occupied Rehab

Arizona Department of Housing (ADOH)

Available Home Repair

About This Program

Arizona HOME Program Owner-Occupied Rehab is available to homeowners in Tucson, AZ.

Arizona's HOME Investment Partnership Program funds owner-occupied rehabilitation through ADOH and local subgrantees including the City of Tucson. HOME funds are used to bring homes up to code and address health, safety, and structural deficiencies. Assistance is typically structured as a deferred forgivable loan with an affordability period. Contact ADOH or local subgrantees for current availability.

Deferred forgivable loan at 0% interest; forgiven after affordability period (typically 5-15 years) depending on amount. Sale or title transfer triggers prorated repayment.

Data last verified 2026-04-03. How we verify our data.

In Tucson, AZ, you can combine this program with other local help to cut your cost:

Key Details

  • Income at or below 80% AMI (~$76,900 for family of 4 in Pima County)
  • Must own and occupy home as primary residence
  • Structured as 0% deferred forgivable loan
  • Forgiven after affordability period; prorated repayment on sale
  • Arizona Dept. of Housing: 602-771-1000

How to Apply

Get free help applying Visit Official Program Page Track this program

602-771-1000

A grant-savvy contractor in Tucson, AZ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Tucson early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling

Questions about this program?

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Frequently asked questions

How much can Arizona HOME Program Owner-Occupied Rehab provide in Tucson, AZ?

Up to $40,000 (varies by subgrantee).

Who qualifies for Arizona HOME Program Owner-Occupied Rehab in Tucson?

Arizona HOME Program Owner-Occupied Rehab is open to homeowners in Tucson, AZ. It serves seniors.

How do I apply for Arizona HOME Program Owner-Occupied Rehab in Tucson, AZ?

Apply directly with Arizona Department of Housing (ADOH) using the official program link on this page or call 602-771-1000. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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