OHFA Gold Homebuyer Loan

Oklahoma Housing Finance Agency

Available Home Repair

About This Program

OHFA Gold Homebuyer Loan is available in Tulsa, OK.

Provides first-time homebuyers (or buyers in targeted areas) a grant of 3.5% of first mortgage amount for down payment/closing costs with FHA, VA, USDA, or conventional loans. Community heroes (teachers, first responders) receive additional rate discounts.

3.5% of your mortgage amount provided as a grant

Official source site checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Tulsa, OK, you can combine this program with other local help to cut your cost:

Key Details

  • 3.5% of mortgage as a non-repayable grant
  • First-time buyers or targeted area purchases
  • Works with FHA, VA, USDA, conventional loans
  • Rate discount for teachers and first responders
  • Subject to income limits and fund availability

How to Apply

Get free help applying Visit Official Program Page Track this program

A grant-savvy contractor in Tulsa, OK can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Tulsa early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to fund availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How do I apply for OHFA Gold Homebuyer Loan in Tulsa, OK?

Apply directly with Oklahoma Housing Finance Agency using the official program link on this page. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Tulsa, OK contractors

Find More Programs in Tulsa, OK

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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