Tulsa County First Home Program

Tulsa County Home Finance Authority (TCHFA)

Available Home Repair

About This Program

Tulsa County First Home Program is available in Tulsa, OK.

Provides first-time homebuyers a below-market 30-year fixed-rate mortgage at 6.35% with 3.5% of total mortgage for down payment or closing costs. Backed by $25 million in mortgage revenue bonds. Average assistance is about $9,000.

3.5% of your mortgage amount as forgivable assistance

Official source site checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Tulsa, OK, you can combine this program with other local help to cut your cost:

Key Details

  • 3.5% of mortgage for down payment/closing costs
  • Below-market 30-year fixed rate at 6.35%
  • Income limits: $97,877 (1-2 person) / $112,559 (3+)
  • Max sales price $544,232 (non-target areas)
  • First-come, first-served, funds may deplete quickly

How to Apply

Get free help applying Visit Official Program Page Track this program

A grant-savvy contractor in Tulsa, OK can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Tulsa early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: First-come, first-served until funds depleted

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Tulsa County First Home Program provide in Tulsa, OK?

3.5% of mortgage (up to ~$17,882).

How do I apply for Tulsa County First Home Program in Tulsa, OK?

Apply directly with Tulsa County Home Finance Authority (TCHFA) using the official program link on this page. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Tulsa, OK contractors

Find More Programs in Tulsa, OK

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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