Utica HOME Investment Partnerships Program

City of Utica (HUD HOME funds)

Available Home Repair

About This Program

Utica HOME Investment Partnerships Program is available to homeowners in Utica, NY.

HUD HOME funds administered by Utica for owner-occupied housing rehabilitation. Provides forgivable loans for major home repairs to income-eligible homeowners. Loan is forgiven after 5 years of continued occupancy and compliance.

Forgivable loan after 5 years of continued residency

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Utica, NY, you can stack it with local programs like these:

Key Details

  • Up to $25,000 forgivable loan
  • Income at or below 80% AMI
  • Major home repairs and rehabilitation
  • Forgiven after 5 years of occupancy
  • Owner-occupied homes in Utica

How to Apply

Get free help applying Visit Official Program Page Track this program

(315) 792-0181

A grant-savvy contractor in Utica, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Utica early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can Utica HOME Investment Partnerships Program provide in Utica, NY?

Up to $25,000 for homeowner rehab.

Who qualifies for Utica HOME Investment Partnerships Program in Utica?

Utica HOME Investment Partnerships Program is open to homeowners in Utica, NY. It prioritizes low-income households.

How do I apply for Utica HOME Investment Partnerships Program in Utica, NY?

Apply directly with City of Utica (HUD HOME funds) using the official program link on this page or call (315) 792-0181. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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