New York Homeowner Protection Program (HOPP)

New York State Homes and Community Renewal

Available Home Repair

About This Program

New York Homeowner Protection Program (HOPP) is available to homeowners in Valley Stream, NY.

Provides free foreclosure prevention counseling and legal services to homeowners facing mortgage default or foreclosure. HUD-certified counselors help negotiate loan modifications and payment plans.

Free counseling and legal services; no cost to homeowners

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Valley Stream, NY, you can combine this program with other local help to cut your cost:

Key Details

  • Free foreclosure prevention counseling
  • HUD-certified housing counselors
  • Help with loan modifications
  • Legal assistance available
  • No income restrictions

How to Apply

Get free help applying Visit Official Program Page Track this program

(855) 462-7395

A grant-savvy contractor in Valley Stream, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Valley Stream early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

Who qualifies for New York Homeowner Protection Program (HOPP) in Valley Stream?

New York Homeowner Protection Program (HOPP) is open to homeowners in Valley Stream, NY. It has no income limit.

How do I apply for New York Homeowner Protection Program (HOPP) in Valley Stream, NY?

Apply directly with New York State Homes and Community Renewal using the official program link on this page or call (855) 462-7395. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Valley Stream, NY contractors

Find More Programs in Valley Stream, NY

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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