FEMA NFIP Increased Cost of Compliance (ICC) Coverage

FEMA, National Flood Insurance Program

Available Disaster Relief

About This Program

FEMA NFIP Increased Cost of Compliance (ICC) Coverage is available to homeowners in Virginia Beach, VA.

FEMA's NFIP Increased Cost of Compliance (ICC) coverage provides up to $30,000 to help Virginia Beach homeowners bring substantially damaged or repetitive loss properties into compliance with local floodplain management ordinances. ICC funds can be used for home elevation, floodproofing, relocation, or demolition. Coverage is automatically included in most standard NFIP policies for properties in Special Flood Hazard Areas.

ICC coverage of $30,000 can fund a significant portion of home elevation costs

Data last verified 2026-04-03. How we verify our data.

This is a national program. In Virginia Beach, VA, you can stack it with local programs like these:

Key Details

  • Up to $30,000 for flood compliance improvements after a qualifying loss
  • Automatically included in most NFIP policies in flood hazard areas
  • Can fund home elevation, floodproofing, or relocation
  • Triggered when property is substantially damaged or repetitive loss
  • Contact your NFIP insurer or FEMA at 800-621-3362 to file

How to Apply

Get free help applying Visit Official Program Page Track this program

800-621-3362

A grant-savvy contractor in Virginia Beach, VA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Virginia Beach early keeps your application moving.

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Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: File ICC claim after a qualifying flood loss event

Questions about this program?

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Frequently asked questions

How much can FEMA NFIP Increased Cost of Compliance (ICC) Coverage provide in Virginia Beach, VA?

Up to $30,000 for compliance improvements after a flood loss.

Who qualifies for FEMA NFIP Increased Cost of Compliance (ICC) Coverage in Virginia Beach?

FEMA NFIP Increased Cost of Compliance (ICC) Coverage is open to homeowners in Virginia Beach, VA. It has no income limit.

How do I apply for FEMA NFIP Increased Cost of Compliance (ICC) Coverage in Virginia Beach, VA?

Apply directly with FEMA, National Flood Insurance Program using the official program link on this page or call 800-621-3362. There is no middleman and no fee.

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