Virginia Beach Flood Mitigation Assistance Program

City of Virginia Beach, Office of Emergency Management

Available Disaster Relief

About This Program

Virginia Beach Flood Mitigation Assistance Program is available to homeowners in Virginia Beach, VA.

Virginia Beach administers FEMA Flood Mitigation Assistance (FMA) and Hazard Mitigation Grant Program (HMGP) funds to help eligible homeowners elevate, flood-proof, or mitigate repetitive flood losses. Properties must be insured through the National Flood Insurance Program (NFIP) and typically have experienced repetitive flood losses. Homeowners cannot apply directly to FEMA, the City submits applications on their behalf. FEMA covers 75% of eligible costs.

Home elevation typically costs $50,000-$150,000; FEMA covers 75% of eligible costs

Official program page checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Virginia Beach, VA, you can combine this program with other local help to cut your cost:

Key Details

  • FEMA funds home elevation, flood-proofing, and acquisition
  • Property must be NFIP-insured with history of repetitive flooding
  • FEMA covers 75% of eligible project costs
  • Homeowners apply through City, not directly to FEMA
  • Contact OEM at floodmitigation@vbgov.com or 757-385-5416

How to Apply

Get free help applying Visit Official Program Page Track this program

757-385-5416

A grant-savvy contractor in Virginia Beach, VA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Virginia Beach early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, contact floodmitigation@vbgov.com; homeowners apply through City not directly to FEMA

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

Who qualifies for Virginia Beach Flood Mitigation Assistance Program in Virginia Beach?

Virginia Beach Flood Mitigation Assistance Program is open to homeowners in Virginia Beach, VA. It has no income limit.

How do I apply for Virginia Beach Flood Mitigation Assistance Program in Virginia Beach, VA?

Apply directly with City of Virginia Beach, Office of Emergency Management using the official program link on this page or call 757-385-5416. There is no middleman and no fee.

Need a Contractor for This Grant?

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Find More Programs in Virginia Beach, VA

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