Indiana Housing & Community Development Authority
IHCDA Owner-Occupied Rehabilitation Program is available to homeowners in Wabash, IN.
State-funded program providing forgivable loans for major home repairs to income-qualified owner-occupants. Loan is forgiven after 5 years of continued owner-occupancy. Administered through local community development offices.
Forgivable loan amount based on scope of needed repairs
Official program page checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Wabash, IN, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Wabash, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Wabash early keeps your application moving.
Get matched with a contractorThis program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.
Each program sets its own contractor rules. Check the official program page for exact requirements.
Indiana's Owner-Occupied Rehabilitation program uses federal Community Development Block Grant money to fund local home repair programs for income-qualified homeowners, covering work like roof replacement, heating and cooling, water heaters, electrical upgrades, and accessibility modifications. The state awards the funds to a local unit of government or nonprofit; you apply through the local program in your community.
Steps to apply
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing while funds available
Ask us. It is free, and a real person answers within a business day.
Email us about this programForgivable loan up to $35,000.
IHCDA Owner-Occupied Rehabilitation Program is open to homeowners in Wabash, IN. It prioritizes low-income households.
Apply directly with Indiana Housing & Community Development Authority using the official program link on this page or call (260) 563-8444. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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