Texas Senior/Disabled Property Tax Ceiling

McLennan County Tax Office

Available Property Tax Relief

About This Program

Texas Senior/Disabled Property Tax Ceiling is available to homeowners in Waco, TX.

Texas state law freezes school district property taxes at the amount paid in the year you turn 65 or become disabled. Tax ceiling remains in effect as long as you own and occupy the home. City and county may also offer optional freezes.

Annual savings from frozen school taxes vs. current rates on median home

Official source site checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Waco, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Freezes school property taxes at age 65 or disability
  • No income requirements
  • Ceiling transfers to surviving spouse
  • City of Waco also offers optional freeze
  • Automatic with homestead exemption

How to Apply

A grant-savvy contractor in Waco, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Proof of age (driver's license or birth certificate) if the program is age-based.
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Automatic with homestead exemption at age 65

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

Who qualifies for Texas Senior/Disabled Property Tax Ceiling in Waco?

Texas Senior/Disabled Property Tax Ceiling is open to homeowners in Waco, TX. It has no income limit. It serves seniors.

How do I apply for Texas Senior/Disabled Property Tax Ceiling in Waco, TX?

Apply directly with McLennan County Tax Office using the official program link on this page or call (254) 757-5078. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Waco, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs