Massachusetts Senior Circuit Breaker Tax Credit

Massachusetts Department of Revenue

Available Property Tax Relief

About This Program

Massachusetts Senior Circuit Breaker Tax Credit is available to homeowners and renters in Waltham, MA.

Refundable state tax credit for seniors age 65+ who own or rent their primary residence in Massachusetts. Credit based on actual real estate taxes or rent paid exceeding 10% of total income.

Credit based on property tax burden exceeding 10% of income

Data last verified 2026-06-09. How we verify our data.

In Waltham, MA, you can combine this program with other local help to cut your cost:

Key Details

  • State tax credit up to $1,200 for seniors 65+
  • For property tax or rent exceeding 10% of income
  • Both homeowners and renters eligible
  • Income limits apply
  • File by October 15 or with state tax return

How to Apply

Get free help applying Visit Official Program Page Track this program

(617) 887-6367

A grant-savvy contractor in Waltham, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Form to file: Massachusetts Schedule CB (Circuit Breaker Credit)

This is a refundable credit for Massachusetts residents age 65 and older whose property tax (or a share of rent) is high relative to their income. You do not file a separate application; you claim it on Schedule CB filed with your Massachusetts income tax return (Form 1). The maximum credit for 2025 is 2,820 dollars, and if it is larger than your tax you are refunded the difference.

Steps to apply

  1. Confirm you are 65 or older, own or rent and occupy your Massachusetts principal residence, and meet the income and property value limits.
  2. Gather your real estate tax bills (and water and sewer bills) or your rent paid for the year.
  3. Complete Schedule CB, Circuit Breaker Credit.
  4. File Schedule CB with your Massachusetts Form 1 (or Form 1-NR/PY), online through MassTaxConnect or by mail.
Get the official form

Documents you will likely need

  • Proof of age (65 or older) and that the home is your principal residence.
  • Your real estate tax bills plus water and sewer bills for the year (homeowners), or proof of rent paid (renters).
  • Your income records for the year to confirm you are under the limit.
  • Your completed Massachusetts income tax return (Form 1) to attach Schedule CB to.
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: October 15 annually (or April tax deadline)

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can Massachusetts Senior Circuit Breaker Tax Credit provide in Waltham, MA?

Up to $1,200 state tax credit.

Who qualifies for Massachusetts Senior Circuit Breaker Tax Credit in Waltham?

Massachusetts Senior Circuit Breaker Tax Credit is open to homeowners and renters in Waltham, MA. It serves seniors.

How do I apply for Massachusetts Senior Circuit Breaker Tax Credit in Waltham, MA?

Apply directly with Massachusetts Department of Revenue using the official program link on this page or call (617) 887-6367. There is no middleman and no fee. Deadline: October 15 annually (or April tax deadline).

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