Home Purchase Assistance Program (HPAP)

DC Dept. of Housing & Community Development (DHCD)

Available Home Repair

About This Program

Home Purchase Assistance Program (HPAP) is available to homeowners in Washington, DC.

DHCD's HPAP provides deferred-payment gap financing loans and closing cost assistance to first-time, low-to-moderate income homebuyers in DC. FY26 maximum is $202,000 in gap financing plus $4,000 in closing cost assistance. When combined with an FHA 203(k) or SFRRP, HPAP can be part of a comprehensive strategy to purchase and rehabilitate an existing DC home. Repayment is deferred until sale, transfer, or refinancing.

Using FY26 published maximums: $202,000 + $4,000 = $206,000.

Official program page checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Washington, DC, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $202,000 gap financing + $4,000 closing costs (FY26)
  • Deferred repayment, due at sale, transfer, or refi
  • First-time homebuyer; low-to-moderate income required
  • Pairs with 203(k) for purchase-plus-rehab strategy
  • Apply through a DHCD-approved homeownership CBO

How to Apply

Get free help applying Visit Official Program Page Track this program

(202) 442-7200

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Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Washington early keeps your application moving.

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Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, FY26 funds available

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Frequently asked questions

Who qualifies for Home Purchase Assistance Program (HPAP) in Washington?

Home Purchase Assistance Program (HPAP) is open to homeowners in Washington, DC. It prioritizes low-income households.

How do I apply for Home Purchase Assistance Program (HPAP) in Washington, DC?

Apply directly with DC Dept. of Housing & Community Development (DHCD) using the official program link on this page or call (202) 442-7200. There is no middleman and no fee.

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