West Des Moines Owner-Occupied Rehabilitation Program

City of West Des Moines Community Development (CDBG)

Available Home Repair

About This Program

West Des Moines Owner-Occupied Rehabilitation Program is available to homeowners in West Des Moines, IA.

CDBG-funded rehabilitation program for income-qualified West Des Moines homeowners. Provides forgivable loans for critical home repairs and improvements. Loan forgiven after 5 years of continued owner-occupancy.

Forgivable loan for major repairs, no repayment required after 5 years of compliance

Data last verified 2026-06-09. How we verify our data.

In West Des Moines, IA, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan up to $30,000 for home repairs
  • Income at or below 80% area median income
  • Must be owner-occupied in West Des Moines
  • Forgiven after 5 years of continued residency
  • Rolling applications

How to Apply

Get free help applying Visit Official Program Page Track this program

(515) 222-3500

A grant-savvy contractor in West Des Moines, IA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in West Des Moines early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can West Des Moines Owner-Occupied Rehabilitation Program provide in West Des Moines, IA?

Forgivable loan up to $30,000.

Who qualifies for West Des Moines Owner-Occupied Rehabilitation Program in West Des Moines?

West Des Moines Owner-Occupied Rehabilitation Program is open to homeowners in West Des Moines, IA. It prioritizes low-income households.

How do I apply for West Des Moines Owner-Occupied Rehabilitation Program in West Des Moines, IA?

Apply directly with City of West Des Moines Community Development (CDBG) using the official program link on this page or call (515) 222-3500. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse West Des Moines, IA contractors

Find More Programs in West Des Moines, IA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs