New Jersey Homeowner Assistance Fund (HAF)

New Jersey Housing and Mortgage Finance Agency

Available Emergency Repair

About This Program

New Jersey Homeowner Assistance Fund (HAF) is available to homeowners in West New York, NJ.

Federal assistance program for New Jersey homeowners who experienced financial hardship due to COVID-19. Provides funds for past-due mortgage payments, property taxes, condo/HOA fees, homeowners insurance, and utilities.

Assistance covers up to $35,000 in past-due housing costs per household

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In West New York, NJ, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $35,000 for past-due housing costs
  • Income at or below 150% AMI
  • Must have COVID-related financial hardship
  • Covers mortgage, property tax, insurance, utilities
  • Funds paid directly to lenders/servicers

How to Apply

Get free help applying Visit Official Program Page Track this program

(609) 278-7400

A grant-savvy contractor in West New York, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in West New York early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted while funds available

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can New Jersey Homeowner Assistance Fund (HAF) provide in West New York, NJ?

Up to $35,000 assistance.

Who qualifies for New Jersey Homeowner Assistance Fund (HAF) in West New York?

New Jersey Homeowner Assistance Fund (HAF) is open to homeowners in West New York, NJ.

How do I apply for New Jersey Homeowner Assistance Fund (HAF) in West New York, NJ?

Apply directly with New Jersey Housing and Mortgage Finance Agency using the official program link on this page or call (609) 278-7400. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse West New York, NJ contractors

Find More Programs in West New York, NJ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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