Indiana HOME Program Owner-Occupied Rehabilitation

IHCDA (HUD HOME Investment Partnerships)

Available Home Repair

About This Program

Indiana HOME Program Owner-Occupied Rehabilitation is available to homeowners in Westfield, IN.

Federal HOME funds administered by IHCDA for comprehensive home rehabilitation. Forgivable loan for income-qualified homeowners to address code violations, health and safety issues, and accessibility needs. Forgiven over 15 years.

Forgivable loan up to $30,000, no repayment if occupancy maintained 15 years

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Westfield, IN, you can stack it with local programs like these:

Key Details

  • Up to $30,000 forgivable loan for major rehabilitation
  • Income at or below 80% AMI required
  • Addresses code violations and safety issues
  • Forgiven after 15 years of compliance
  • Covers comprehensive repairs and accessibility modifications

How to Apply

Get free help applying Visit Official Program Page Track this program

(317) 232-7777

A grant-savvy contractor in Westfield, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Westfield early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, contact local administrator for availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Indiana HOME Program Owner-Occupied Rehabilitation provide in Westfield, IN?

Up to $30,000 forgivable loan.

Who qualifies for Indiana HOME Program Owner-Occupied Rehabilitation in Westfield?

Indiana HOME Program Owner-Occupied Rehabilitation is open to homeowners in Westfield, IN. It prioritizes low-income households.

How do I apply for Indiana HOME Program Owner-Occupied Rehabilitation in Westfield, IN?

Apply directly with IHCDA (HUD HOME Investment Partnerships) using the official program link on this page or call (317) 232-7777. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Westfield, IN contractors

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