MSHDA Home Improvement Loan

Michigan State Housing Development Authority

Available Home Repair

About This Program

MSHDA Home Improvement Loan is available to homeowners in Westland, MI.

Low-interest home improvement loan for income-eligible Michigan homeowners through MSHDA. Fixed interest rate loan for repairs and improvements to owner-occupied homes. Available through participating lenders statewide.

Low-interest loan at 4.5% APR, monthly payments required

Data last verified 2026-06-09. How we verify our data.

In Westland, MI, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loan up to $15,000 at 4.5% APR
  • Income limits vary by household size and county
  • Must be owner-occupied in Michigan
  • Available through participating lenders
  • Covers most major home repairs and improvements

How to Apply

Get free help applying Visit Official Program Page Track this program

(517) 373-8370

A grant-savvy contractor in Westland, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Westland early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can MSHDA Home Improvement Loan provide in Westland, MI?

Loan up to $15,000 at 4.5% APR.

Who qualifies for MSHDA Home Improvement Loan in Westland?

MSHDA Home Improvement Loan is open to homeowners in Westland, MI.

How do I apply for MSHDA Home Improvement Loan in Westland, MI?

Apply directly with Michigan State Housing Development Authority using the official program link on this page or call (517) 373-8370. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Westland, MI contractors

Find More Programs in Westland, MI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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