Westchester County HOME Rehabilitation Program

Westchester County Department of Planning (HOME Investment Partnerships)

Available Home Repair

About This Program

Westchester County HOME Rehabilitation Program is available to homeowners in White Plains, NY.

Federally-funded HOME program providing rehabilitation assistance to low-income homeowners in Westchester County including White Plains. Offers forgivable loans or deferred payment loans for major repairs to bring homes up to code and address health and safety issues.

Forgivable or deferred loan depending on income; forgiven after affordability period

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In White Plains, NY, you can combine this program with other local help to cut your cost:

Key Details

  • Loan/grant up to $50,000 for major rehabilitation
  • Income at or below 80% AMI required
  • Covers structural, systems, code compliance
  • Forgivable after affordability period
  • Must be owner-occupied in Westchester

How to Apply

Get free help applying Visit Official Program Page Track this program

(914) 995-2433

A grant-savvy contractor in White Plains, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in White Plains early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications based on fund availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Westchester County HOME Rehabilitation Program provide in White Plains, NY?

Loan/grant up to $50,000.

Who qualifies for Westchester County HOME Rehabilitation Program in White Plains?

Westchester County HOME Rehabilitation Program is open to homeowners in White Plains, NY. It prioritizes low-income households.

How do I apply for Westchester County HOME Rehabilitation Program in White Plains, NY?

Apply directly with Westchester County Department of Planning (HOME Investment Partnerships) using the official program link on this page or call (914) 995-2433. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse White Plains, NY contractors

Find More Programs in White Plains, NY

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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