Delaware Foreclosure Prevention Counseling

Delaware State Housing Authority

Available Home Repair

About This Program

Delaware Foreclosure Prevention Counseling is available to homeowners in Wilmington, DE.

Free HUD-approved foreclosure prevention counseling for Delaware homeowners struggling with mortgage payments. Counselors work with lenders to explore loan modifications, repayment plans, and other loss mitigation options.

Free service; potential savings from avoided foreclosure and negotiated loan modifications

Official program page checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Wilmington, DE, you can combine this program with other local help to cut your cost:

Key Details

  • Free foreclosure prevention counseling
  • HUD-approved housing counselors
  • Work with lenders on loan modifications
  • Explore repayment plans and alternatives
  • Available to all Delaware homeowners at risk

How to Apply

A grant-savvy contractor in Wilmington, DE can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Wilmington early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing services

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

Who qualifies for Delaware Foreclosure Prevention Counseling in Wilmington?

Delaware Foreclosure Prevention Counseling is open to homeowners in Wilmington, DE. It has no income limit.

How do I apply for Delaware Foreclosure Prevention Counseling in Wilmington, DE?

Apply directly with Delaware State Housing Authority using the official program link on this page or call (302) 739-4263. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Wilmington, DE

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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