Ohio Housing Finance Agency Housing Energy Loan Program (HELP)

Ohio Housing Finance Agency

Available Weatherization

About This Program

Ohio Housing Finance Agency Housing Energy Loan Program (HELP) is available to homeowners in Youngstown, OH.

Low-interest loan program for energy-related home improvements for Ohio homeowners. Fixed interest rate of 4.99% for up to 10 years. No income restrictions, available statewide including Youngstown for qualifying energy efficiency projects.

Low-interest loan at 4.99% APR for up to 10 years

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Youngstown, OH, you can combine this program with other local help to cut your cost:

Key Details

  • Loan up to $15,000 for energy improvements
  • Fixed 4.99% interest rate
  • Up to 10-year repayment term
  • No income restrictions
  • Covers HVAC, windows, insulation, roofing, water heaters

How to Apply

Get free help applying Visit Official Program Page Track this program

(888) 362-6432

A grant-savvy contractor in Youngstown, OH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Youngstown early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Ohio Housing Finance Agency Housing Energy Loan Program (HELP) provide in Youngstown, OH?

Loan up to $15,000.

Who qualifies for Ohio Housing Finance Agency Housing Energy Loan Program (HELP) in Youngstown?

Ohio Housing Finance Agency Housing Energy Loan Program (HELP) is open to homeowners in Youngstown, OH.

How do I apply for Ohio Housing Finance Agency Housing Energy Loan Program (HELP) in Youngstown, OH?

Apply directly with Ohio Housing Finance Agency using the official program link on this page or call (888) 362-6432. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Youngstown, OH contractors

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This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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