APS On-Bill Energy Efficiency Loan

Arizona Public Service (APS)

Available Energy Assistance

About This Program

APS On-Bill Energy Efficiency Loan is available to homeowners and renters in Yuma, AZ.

Zero-interest loan for APS customers in Yuma to finance energy efficiency improvements including HVAC upgrades, insulation, windows, and water heaters. Loan is repaid through monthly utility bills over 2-7 years depending on amount borrowed. Requires good payment history with APS.

Zero-interest loan repaid through utility bills

Official source site checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Yuma, AZ, you can combine this program with other local help to cut your cost:

Key Details

  • Zero-interest loan up to $6,000
  • Available to all APS customers with good payment history
  • Covers HVAC, insulation, windows, water heaters
  • Repaid through monthly utility bills over 2-7 years
  • No upfront costs or credit check required

How to Apply

Get free help applying Visit Official Program Page Track this program

(602) 371-7171

A grant-savvy contractor in Yuma, AZ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Yuma early keeps your application moving.

Get matched with a contractor

This benefit is usually applied as an instant discount, so there is no out-of-pocket wait.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can APS On-Bill Energy Efficiency Loan provide in Yuma, AZ?

Up to $6,000 loan.

Who qualifies for APS On-Bill Energy Efficiency Loan in Yuma?

APS On-Bill Energy Efficiency Loan is open to homeowners and renters in Yuma, AZ. It has no income limit.

How do I apply for APS On-Bill Energy Efficiency Loan in Yuma, AZ?

Apply directly with Arizona Public Service (APS) using the official program link on this page or call (602) 371-7171. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Yuma, AZ contractors

Find More Programs in Yuma, AZ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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