Baltimore City First-Time Homebuyers Incentive

Baltimore City DHCD / Live Baltimore

Available Home Repair

About This Program

Baltimore City First-Time Homebuyers Incentive is available in Baltimore, MD.

Provides $10,000-$20,000+ in down payment and closing cost assistance to eligible first-time homebuyers purchasing in Baltimore City. Additional $5,000 bonus for renters purchasing their rental or buyers with disabilities.

$10,000-$20,000 base + $5,000 bonus for qualifying renters or disabled buyers

Official program page checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Baltimore, MD, you can combine this program with other local help to cut your cost:

Key Details

  • $10,000-$20,000+ in down payment and closing cost help
  • $5,000 bonus for renters buying their rental home
  • $5,000 bonus for buyers with disabilities
  • Must be first-time homebuyer purchasing in Baltimore City
  • Contact Live Baltimore: 410-637-3750

How to Apply

Get free help applying Visit Official Program Page Track this program

410-637-3750

A grant-savvy contractor in Baltimore, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Baltimore early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How do I apply for Baltimore City First-Time Homebuyers Incentive in Baltimore, MD?

Apply directly with Baltimore City DHCD / Live Baltimore using the official program link on this page or call 410-637-3750. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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