Maryland Accessible Homes for Seniors Program

Maryland DHCD / Maryland Department of Aging

Available Senior & Disability

About This Program

Maryland Accessible Homes for Seniors Program is available to homeowners in Baltimore, MD.

The Accessible Homes for Seniors program, jointly administered by Maryland DHCD and the Maryland Department of Aging, provides zero-percent interest deferred loans or grants of up to $25,000 to income-eligible homeowners age 55 and older for accessibility modifications that allow them to remain safely in their homes. Eligible improvements include grab bars, railing installation, doorway widening, and ramp construction. Grants (rather than loans) are available when the applicant does not qualify for loan funding.

Maximum grant award; loans are 0% deferred for 30 years if applicant qualifies for loan funding.

Verified against Maryland DHCD / Maryland Department of Aging's official page on 2026-06-17.

Data last verified 2026-04-03. How we verify our data.

In Baltimore, MD, you can combine this program with other local help to cut your cost:

Key Details

  • Grants up to $25,000 OR 0% deferred loans for 30 years
  • Requires at least one household member age 55 or older
  • Income ≤80% of Maryland or DC MSA median income
  • Covers grab bars, ramps, widened doorways, railings
  • Apply through local Maryland Access Point Agency or County Housing Office

How to Apply

Get free help applying Visit Official Program Page Track this program

301-429-7409

A grant-savvy contractor in Baltimore, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Baltimore early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Proof of age (driver's license or birth certificate) if the program is age-based.
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling; apply through local County Housing Office or Maryland Access Point Agency

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can Maryland Accessible Homes for Seniors Program provide in Baltimore, MD?

Grants up to $25,000 (or 0% deferred loan for 30 years).

Who qualifies for Maryland Accessible Homes for Seniors Program in Baltimore?

Maryland Accessible Homes for Seniors Program is open to homeowners in Baltimore, MD. It serves seniors.

How do I apply for Maryland Accessible Homes for Seniors Program in Baltimore, MD?

Apply directly with Maryland DHCD / Maryland Department of Aging using the official program link on this page or call 301-429-7409. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Baltimore, MD contractors

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This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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