NHS of Baltimore Home Rehabilitation Loans

Neighborhood Housing Services of Baltimore

Available Home Repair

About This Program

NHS of Baltimore Home Rehabilitation Loans is available to homeowners in Baltimore, MD.

Offers three tiers of low-interest home rehabilitation loans: Small Rehab ($300-$3,000), Quick Fix ($300-$7,500), and Large Renovation (up to $30,000). Also provides emergency repair grants for older adults.

Loan tier based on project scope; seniors may qualify for emergency grants

Official program page checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Baltimore, MD, you can combine this program with other local help to cut your cost:

Key Details

  • Small Rehab Loan: $300-$3,000 for minor repairs
  • Quick Fix Loan: up to $7,500 at low interest
  • Large Renovation Loan: up to $30,000 at low interest
  • Emergency repair grants available for seniors
  • Over 50 years serving Baltimore homeowners

How to Apply

Get free help applying Visit Official Program Page Track this program

410-327-1200

A grant-savvy contractor in Baltimore, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Baltimore early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Proof of age (driver's license or birth certificate) if the program is age-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can NHS of Baltimore Home Rehabilitation Loans provide in Baltimore, MD?

Up to $30,000.

Who qualifies for NHS of Baltimore Home Rehabilitation Loans in Baltimore?

NHS of Baltimore Home Rehabilitation Loans is open to homeowners in Baltimore, MD. It serves seniors.

How do I apply for NHS of Baltimore Home Rehabilitation Loans in Baltimore, MD?

Apply directly with Neighborhood Housing Services of Baltimore using the official program link on this page or call 410-327-1200. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Baltimore, MD contractors

Find More Programs in Baltimore, MD

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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