MassHousing Get the Lead Out (GTLO) Loan Program

MassHousing, Massachusetts Housing Finance Agency

Available Home Repair

About This Program

MassHousing Get the Lead Out (GTLO) Loan Program is available to homeowners in Boston, MA.

The Get the Lead Out program provides low-interest loans ($30,000-$45,000 depending on unit count) for lead paint abatement in Massachusetts owner-occupied and rental properties. Owner-occupants receive 0% interest deferred loans paid back only on sale or refinance. Investor loans carry a 3% interest rate amortized over 5-15 years. MassHousing covers title search, inspection, and closing costs since 2017.

0% deferred for owner-occupants; 3% amortizing for investors. Max $30,000-$45,000 by property type. MassHousing pays closing costs. Apply via local rehab agency.

Verified against MassHousing, Massachusetts Housing Finance Agency's official page on 2026-06-17.

Data last verified 2026-04-03. How we verify our data.

In Boston, MA, you can combine this program with other local help to cut your cost:

Key Details

  • 0% interest deferred loan for owner-occupants, repaid only on sale or refinance
  • Investor loans at 3% interest, 5-15 year amortization
  • Up to $30,000-$45,000 depending on property type
  • MassHousing pays title search, inspection, and closing costs
  • Apply through a participating local rehabilitation agency at masshousing.com

How to Apply

A grant-savvy contractor in Boston, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Boston early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, through participating local rehabilitation agencies

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can MassHousing Get the Lead Out (GTLO) Loan Program provide in Boston, MA?

Up to $45,000.

Who qualifies for MassHousing Get the Lead Out (GTLO) Loan Program in Boston?

MassHousing Get the Lead Out (GTLO) Loan Program is open to homeowners in Boston, MA.

How do I apply for MassHousing Get the Lead Out (GTLO) Loan Program in Boston, MA?

Apply directly with MassHousing, Massachusetts Housing Finance Agency using the official program link on this page or call 617-854-1000. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Boston, MA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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