Cincinnati Development Fund (CDF) Loans

Cincinnati Development Fund (CDFI)

Available Home Repair

About This Program

Cincinnati Development Fund (CDF) Loans is available to homeowners in Cincinnati, OH.

Cincinnati Development Fund is a CDFI providing flexible below-market-rate financing for housing and real estate projects in underserved Cincinnati neighborhoods. Works alongside CDBG, HOME, and tax credit programs. Serves developers, nonprofits, and property owners in areas underserved by conventional lenders.

Underserved Cincinnati neighborhoods, flexible CDFI lending

Official source site checked live on 2026-06-22.

Data last verified 2026-04-01. How we verify our data.

In Cincinnati, OH, you can combine this program with other local help to cut your cost:

Key Details

  • CDFI providing below-market flexible real estate financing
  • Targets underserved Cincinnati neighborhoods
  • Works alongside CDBG, HOME, and historic tax credit programs
  • Contact for project-specific financing options

How to Apply

Get free help applying Visit Official Program Page Track this program

513-621-4774

A grant-savvy contractor in Cincinnati, OH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Cincinnati early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Your federal tax return for the year of the work (this benefit is claimed on your taxes, not through a separate application).
  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

Who qualifies for Cincinnati Development Fund (CDF) Loans in Cincinnati?

Cincinnati Development Fund (CDF) Loans is open to homeowners in Cincinnati, OH. It has no income limit.

How do I apply for Cincinnati Development Fund (CDF) Loans in Cincinnati, OH?

Apply directly with Cincinnati Development Fund (CDFI) using the official program link on this page or call 513-621-4774. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Cincinnati, OH contractors

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This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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