Able Up Iowa Forgivable Loans

Able Up Iowa (Nonprofit)

Available Senior & Disability

About This Program

Able Up Iowa Forgivable Loans is available to homeowners in Des Moines, IA.

Low-interest and forgivable loans for home modifications. Ramps, roll-in showers, stair glides, lowered countertops. Ages 18-54 with disability; 55+ no documentation needed.

Iowa resident with disability or 55+

Verified against Able Up Iowa (Nonprofit)'s official page on 2026-06-17.

Data last verified 2026-06-12. How we verify our data.

In Des Moines, IA, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loans (varies) in funding
  • For homeowners
  • No income requirement
  • Priority for disabled
  • Covers: accessibility, major

How to Apply

Get free help applying Visit Official Program Page Track this program

515-292-2972

A grant-savvy contractor in Des Moines, IA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Des Moines early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

Who qualifies for Able Up Iowa Forgivable Loans in Des Moines?

Able Up Iowa Forgivable Loans is open to homeowners in Des Moines, IA. It has no income limit.

How do I apply for Able Up Iowa Forgivable Loans in Des Moines, IA?

Apply directly with Able Up Iowa (Nonprofit) using the official program link on this page or call 515-292-2972. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Des Moines, IA contractors

Find More Programs in Des Moines, IA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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