Find grants, rebates, forgivable loans, and free programs for Georgetown, KY, filtered to your situation.
As of June 2026, 22 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Georgetown, KY, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 13 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program administered by Bluegrass Area Development District serving Scott County. Provid...
CDBG-funded program providing forgivable loans for major home repairs to income-qualified owner-occupied households with...
Emergency repair grants for Georgetown homeowners with incomes at or below 50% AMI facing immediate health and safety ha...
CDBG-funded grant program for accessibility modifications to Georgetown homes occupied by persons with disabilities. Cov...
HUD-funded lead hazard control program for Scott County homes built before 1978 with children under age 6. Provides free...
Low-interest deferred loan program for income-eligible Kentucky homeowners needing repairs. 0% interest, deferred paymen...
USDA program for very low-income rural homeowners (62+ for grants, all ages for loans) to repair, improve, or modernize ...
VA grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers...
VA grant for veterans with certain service-connected disabilities to adapt a home for accessibility. Covers modification...
Rebate program from Kentucky Utilities for residential customers who install qualifying high-efficiency electric heat pu...
Kentucky Utilities rebate for residential customers adding insulation to attics, walls, or floors. Rebate amount based o...
Rebate for Kentucky Utilities residential customers who install qualifying high-efficiency electric water heaters or hea...
Kentucky Utilities offers rebates for residential customers who purchase and install qualifying ENERGY STAR® certified s...
Federal tax credit covering 30% of the cost of installing a residential solar energy system. Available to Georgetown hom...
Low Income Home Energy Assistance Program providing emergency help when household is without heat or cooling, or facing ...
Low Income Home Energy Assistance Program providing one-time annual payment toward heating bills for income-qualified ho...
HUD HOME-funded rehabilitation program for owner-occupied homes in Kentucky. Provides grants and/or forgivable loans for...
FHA-insured mortgage that allows Georgetown buyers to finance both the purchase and rehabilitation of a property in a si...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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22 programs are currently listed for Georgetown, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Georgetown, 13 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.