Home Improvement Grants in Kentucky, The Grant Map

As of June 2026, 539 home improvement grant, rebate, and forgivable loan programs are open to homeowners across 21 cities in Kentucky, with individual awards up to $766,550. 147 programs target seniors, 53 serve veterans, and 250 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding type	Programs	Repaid?	Best for
Grants	363	Never repaid	Income-qualified homeowners
Forgivable loans	51	Forgiven after a residency period	Larger repairs with no money down
Rebates	77	Refunded to you after purchase	Energy-efficiency upgrades

Louisville, KY

51 programs

Louisville Metro CDBG Home Repair, Up to $25,000
Lead-Safe Louisville, Up to $15,000
LMHA Home Preservation Program, Monthly subsidy + repair assistance

See all Louisville programs →

Lexington, KY

37 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all Lexington programs →

Bowling Green, KY

32 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all Bowling Green programs →

Owensboro, KY

25 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all Owensboro programs →

Covington, KY

26 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all Covington programs →

Georgetown, KY

22 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all Georgetown programs →

Florence, KY

25 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all Florence programs →

Nicholasville, KY

25 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all Nicholasville programs →

Elizabethtown, KY

26 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all Elizabethtown programs →

Hopkinsville, KY

26 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all Hopkinsville programs →

Independence, KY

25 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all Independence programs →

Frankfort, KY

20 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all Frankfort programs →

Paducah, KY

24 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all Paducah programs →

Radcliff, KY

26 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all Radcliff programs →

Ashland, KY

25 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all Ashland programs →

Murray, KY

24 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all Murray programs →

Danville, KY

22 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all Danville programs →

Berea, KY

20 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all Berea programs →

Bardstown, KY

22 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all Bardstown programs →

Maysville, KY

20 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all Maysville programs →

Kentucky Oaks, KY

20 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all Kentucky Oaks programs →

Kentucky Home Improvement Grants

Types of help in this city

Louisville, KY

Lexington, KY

Bowling Green, KY

Owensboro, KY

Covington, KY

Georgetown, KY

Florence, KY

Nicholasville, KY

Elizabethtown, KY

Hopkinsville, KY

Independence, KY

Frankfort, KY

Paducah, KY

Radcliff, KY

Ashland, KY

Murray, KY

Danville, KY

Berea, KY

Bardstown, KY

Maysville, KY

Kentucky Oaks, KY

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