Home Improvement Grants in Missouri, The Grant Map

As of June 2026, 531 home improvement grant, rebate, and forgivable loan programs are open to homeowners across 19 cities in Missouri, with individual awards up to $541,287. 138 programs target seniors, 52 serve veterans, and 248 require no income limit.

Data last verified 2026-06-19. How we verify our data.

Types of help in this city

Funding type	Programs	Repaid?	Best for
Grants	343	Never repaid	Income-qualified homeowners
Forgivable loans	43	Forgiven after a residency period	Larger repairs with no money down
Rebates	100	Refunded to you after purchase	Energy-efficiency upgrades

Kansas City, MO

47 programs

KCMO City Home Repair Program, Up to $10,000 (exterior grant) or $7,500 (interior forgivable loan)
KCMO Targeted Minor Home Repair Program, 2 free repairs (subject to funding)
KCMO Free Paint Program, Free paint and supplies (up to $500 value)

See all Kansas City programs →

St. Louis, MO

49 programs

Healthy Home Repair Program (HHRP), Avg $18,000 (no stated cap)
M:STL Minor Home Repair Program, Free minor repairs
Senior Minor Home Repair Program, Free (some cost-sharing for contracted work)

See all St. Louis programs →

Springfield, MO

49 programs

Homeowner Emergency Loan Program (HELP), Up to $25,000 deferred loan
Springfield HOME Down Payment Assistance, Up to $15,000 down payment loan
Restore SGF Block Challenge Grant, Up to $2,500 reimbursement

See all Springfield programs →

Columbia, MO

25 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all Columbia programs →

Independence, MO

30 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all Independence programs →

Lee's Summit, MO

32 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all Lee's Summit programs →

O'Fallon, MO

26 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all O'Fallon programs →

St. Joseph, MO

24 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all St. Joseph programs →

St. Charles, MO

26 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all St. Charles programs →

Blue Springs, MO

22 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all Blue Springs programs →

St. Peters, MO

25 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all St. Peters programs →

Joplin, MO

24 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all Joplin programs →

Florissant, MO

24 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all Florissant programs →

Jefferson City, MO

25 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all Jefferson City programs →

Liberty, MO

21 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all Liberty programs →

Raytown, MO

25 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all Raytown programs →

Gladstone, MO

25 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all Gladstone programs →

Belton, MO

26 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all Belton programs →

Bellefontaine Neighbors, MO

20 programs

FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000
HUD Lead Hazard Control & Healthy Homes, Varies by jurisdiction, typically $5,000-$15,000 per unit

See all Bellefontaine Neighbors programs →

Missouri Home Improvement Grants

Types of help in this city

Kansas City, MO

St. Louis, MO

Springfield, MO

Columbia, MO

Independence, MO

Lee's Summit, MO

O'Fallon, MO

St. Joseph, MO

St. Charles, MO

Blue Springs, MO

St. Peters, MO

Joplin, MO

Florissant, MO

Jefferson City, MO

Liberty, MO

Raytown, MO

Gladstone, MO

Belton, MO

Bellefontaine Neighbors, MO

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