Find grants, rebates, forgivable loans, and free programs for Liberty, MO, filtered to your situation.
As of June 2026, 21 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Liberty, MO, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program providing free weatherization improvements to reduce energy costs for income-eligible household...
Down payment and closing cost assistance for first-time homebuyers in Missouri. Offered as a zero-interest loan that is ...
CDBG-funded program providing comprehensive home rehabilitation for low- and moderate-income homeowners in Liberty. Loan...
Grant program for accessibility improvements enabling persons with disabilities to remain safely in their homes. Covers ...
USDA program providing loans up to $40,000 (1% interest, 20-year term) and grants up to $10,000 for seniors age 62+ to r...
Grant for veterans with certain service-connected disabilities (loss of use of both lower extremities, blindness in both...
Grant for veterans with service-connected disabilities (blindness in both eyes, loss or loss of use of both hands, certa...
Evergy electric customers in Liberty can claim rebates for energy-efficient upgrades including insulation ($300), air se...
Rebates for installation of qualifying ENERGY STAR® air-source heat pumps. Rebate amounts vary based on system efficienc...
Spire natural gas customers in Liberty qualify for rebates on high-efficiency furnaces ($500-1,000), water heaters ($150...
Free lead hazard assessment and remediation for Missouri homes built before 1978 where a child under age 6 with an eleva...
Missouri's Property Tax Credit (Circuit Breaker) provides relief to qualifying seniors (age 65+) and 100% disabled indiv...
Evergy's solar subscription program allows customers to support community solar without installing panels on their own p...
Federal tax credit equal to 30% of the cost of installing a residential solar energy system (including installation cost...
Low-interest loan program to help Liberty homeowners repair or replace private sewer and water laterals. Loan is repaid ...
Federal program providing assistance with home energy bills for low-income households. Helps pay heating costs in winter...
Missouri offers a 25% state income tax credit for qualified rehabilitation of certified historic structures (plus 20% fe...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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21 programs are currently listed for Liberty, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Liberty, 14 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.