Find 3088 home improvement grants, rebates, and forgivable loans across 124 cities in New Jersey, including Newark, Jersey City, Edison.
As of June 2026, 3083 home improvement grant, rebate, and forgivable loan programs are open to homeowners across 124 cities in New Jersey, with individual awards up to $250,000. 693 programs target seniors, 306 serve veterans, and 1352 require no income limit.
Data last verified 2026-06-19. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 2104 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 227 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 455 | Refunded to you after purchase | Energy-efficiency upgrades |
Select your city to see every grant, rebate, and free program you qualify for.
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