Home Improvement Grants in Roselle.

Find grants, rebates, forgivable loans, and free programs for Roselle, NJ, filtered to your situation.

As of June 2026, 20 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Roselle, NJ, with individual awards up to $150,000. 5 programs target seniors, 2 serve veterans, and 9 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants13Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

Not sure which program fits? Email us what you need. It is free, and a real person answers.

1
Filter
Tell us about you
2
Browse
See matching programs
3
Get help
Or filter by your situation
Showing 20 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per home

New Jersey Weatherization Assistance Program (WAP)

Federally-funded weatherization program that reduces energy costs by improving home energy efficiency. Provides free ins...

Weatherization
Up to $20,000 zero-interest loan

NJHMFA Home Repair Program

New Jersey Housing Finance Agency provides zero-interest home repair loans for low- and moderate-income homeowners state...

Home Repair
Free lead abatement services

New Jersey Lead Hazard Control Assistance Program

State-administered HUD-funded program providing free lead hazard assessment and abatement for homes built before 1978 wi...

Home Repair
Up to $5,000 in rebates

PSE&G Home Energy Efficiency Rebates

PSE&G provides rebates and incentives for home energy efficiency improvements including insulation, air sealing, duct se...

Energy
Up to $3,000 rebate

PSE&G Heat Pump Rebate Program

PSE&G offers rebates for installation of energy-efficient air-source and ground-source heat pumps. Rebates range from $5...

Energy
$50-$75 rebate per thermostat

PSE&G Smart Thermostat Rebate

PSE&G provides instant rebates on purchase of qualifying ENERGY STAR certified smart thermostats. Rebates range from $50...

Energy
Up to $25,000+ in incentives

New Jersey Clean Energy Solar Incentives

New Jersey's Successor Solar Incentive (SuSI) program provides performance-based incentives for residential solar instal...

Solar/Renewable
50% discount on electric bills

NJ Community Solar Low-Income Program

New Jersey Community Solar program allows income-qualified residents to subscribe to local solar farms and receive 50% d...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA Section 504 provides loans and grants to very-low-income homeowners to repair or improve their homes or remove heal...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disabilities. ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt their homes for independent living. Grant covers modifi...

Veterans
Up to $35,000 forgivable loan

Union County HOME Rehabilitation Program

Union County provides HOME Investment Partnership Program funds for major home rehabilitation for low-income homeowners....

Home Repair
Up to $10,000 free improvements

Union County Weatherization Program

Union County administers federal weatherization assistance to reduce energy costs for income-qualified residents. Servic...

Weatherization
Up to $12,000 grant

Union County Accessibility Modification Grant

Union County provides grants for accessibility modifications to help residents with disabilities remain independent in t...

Seniors & Disability
Up to $150,000 grant

New Jersey Reconstruction, Rehabilitation, Elevation and Mitigation (RREM)

State disaster recovery program for homeowners impacted by Superstorm Sandy and other federally-declared disasters. Prov...

Disaster
Up to $1,000 rebate

NJDEP Water Efficient Landscape Rebate

New Jersey offers rebates for installing water-efficient irrigation systems, rain sensors, and smart controllers that re...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

Refine for your household (optional)

Tell us about your household to see the total you could actually stack. We do not save or share this.

Grant-Approved Contractors in Roselle

These contractors specialize in grant-funded projects and understand the documentation requirements.

No contractors listed yet, be the first in this market.

Get matched with a grant-savvy contractor

Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.

Get notified when programs change

We'll email you when new programs open, deadlines approach, or funding runs low.

Frequently asked questions

What home improvement grants are available in Roselle, NJ?

20 programs are currently listed for Roselle, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Roselle have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Roselle, 13 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.

How do I apply for home repair grants in Roselle?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.