FEMA Increased Cost of Compliance (ICC) - Local Application

City of Gulfport Floodplain Management / FEMA

Available Disaster Relief

About This Program

FEMA Increased Cost of Compliance (ICC) - Local Application is available to homeowners in Gulfport, MS.

Additional flood insurance coverage for policyholders whose substantially damaged homes must be brought into compliance with local floodplain management ordinances. Covers elevation, demolition, relocation, or floodproofing.

ICC coverage up to $30,000 in addition to standard flood claim, helps meet local requirements

Federal program, maintained from the official federal source.

Data last verified 2026-05-25. How we verify our data.

This is a national program. In Gulfport, MS, you can stack it with local programs like these:

Key Details

  • Up to $30,000 additional flood insurance coverage
  • For substantially damaged homes requiring mitigation
  • Must have NFIP flood insurance policy
  • Covers elevation, demolition, relocation, floodproofing
  • Applied through local floodplain administrator

How to Apply

Get free help applying Visit Official Program Page Track this program

(228) 868-5708

A grant-savvy contractor in Gulfport, MS can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Gulfport early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

If you have an NFIP flood insurance policy and your home is substantially damaged by a flood, ICC can provide up to 30,000 dollars to help you rebuild to current codes. You claim it through your flood insurance, not a separate application.

Steps to apply

  1. File a flood insurance claim with your NFIP insurer after a flood.
  2. Ask your community floodplain manager for a substantial damage determination.
  3. Tell your insurance adjuster you may qualify for ICC.
  4. Work with the adjuster on the eligible code upgrades (elevation, relocation, demolition, or floodproofing).
Get the official form

Documents you will likely need

  • Your NFIP flood insurance policy.
  • A substantial damage determination from your local community.
  • Documentation of the flood damage.
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Must file claim within 60 days of loss

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can FEMA Increased Cost of Compliance (ICC) - Local Application provide in Gulfport, MS?

Up to $30,000 coverage.

Who qualifies for FEMA Increased Cost of Compliance (ICC) - Local Application in Gulfport?

FEMA Increased Cost of Compliance (ICC) - Local Application is open to homeowners in Gulfport, MS. It has no income limit.

How do I apply for FEMA Increased Cost of Compliance (ICC) - Local Application in Gulfport, MS?

Apply directly with City of Gulfport Floodplain Management / FEMA using the official program link on this page or call (228) 868-5708. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Gulfport, MS contractors

Find More Programs in Gulfport, MS

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs