Harris County Housing Finance Corporation Down Payment Assistance

Harris County Housing Finance Corporation

Available Home Repair

About This Program

Harris County Housing Finance Corporation Down Payment Assistance is available in Houston, TX.

The Harris County Housing Finance Corporation administers down payment assistance programs for Harris County homebuyers through partnership with TDHCA's Texas Homebuyer Program. Programs include My First Texas Home (first-time buyers and veterans) and My Choice Texas Home (repeat buyers). A Community Land Trust program was also offered, though enrollment has been paused pending new funding.

DPA is typically 3-5% of the loan amount; see TDHCA limits for Harris County income and price caps.

Official source site checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Houston, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Harris County residents purchasing homes in unincorporated or participating areas
  • Income and purchase price limits apply (see TDHCA matrix)
  • Partners with TDHCA Texas Homebuyer Program, My First Texas Home & My Choice Texas Home
  • 30-year fixed-rate mortgage with DPA as 0% second lien
  • Visit harriscountyhfc.org for current programs and approved lenders

How to Apply

Get free help applying Visit Official Program Page Track this program

713-578-2000

A grant-savvy contractor in Houston, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Houston early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Proof of military service (DD-214) and, for disability-based grants, your VA disability rating letter.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Contact program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

Who qualifies for Harris County Housing Finance Corporation Down Payment Assistance in Houston?

Harris County Housing Finance Corporation Down Payment Assistance is available in Houston, TX. It serves veterans and military families.

How do I apply for Harris County Housing Finance Corporation Down Payment Assistance in Houston, TX?

Apply directly with Harris County Housing Finance Corporation using the official program link on this page or call 713-578-2000. There is no middleman and no fee.

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