City of Houston Emergency Home Repair Program

City of Houston Housing & Community Development Department

Available Emergency Repair

About This Program

City of Houston Emergency Home Repair Program is available to homeowners in Houston, TX.

Houston's Emergency Home Repair Program provides forgivable loans up to $65,000 to income-qualified homeowners for emergency health and safety repairs. The program covers foundation issues, roofing, HVAC, plumbing, and electrical systems. Post-Harvey disaster recovery programs have expanded repair funding. Loans are forgivable after a compliance period.

Income-qualified Houston homeowners at or below 80% AMI

Official source site checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Houston, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $65,000 for emergency health and safety repairs
  • Covers foundation, roofing, HVAC, plumbing, and electrical
  • Forgivable loan, no repayment after compliance period
  • Income limit: 80% AMI for Harris County
  • Contact Houston Housing & Community Development: 832-394-6200

How to Apply

Get free help applying Visit Official Program Page Track this program

832-394-6200

A grant-savvy contractor in Houston, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Houston early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Proof of age (driver's license or birth certificate) if the program is age-based.
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, contact Houston Housing & Community Development

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can City of Houston Emergency Home Repair Program provide in Houston, TX?

Up to $65,000.

Who qualifies for City of Houston Emergency Home Repair Program in Houston?

City of Houston Emergency Home Repair Program is open to homeowners in Houston, TX. It serves seniors.

How do I apply for City of Houston Emergency Home Repair Program in Houston, TX?

Apply directly with City of Houston Housing & Community Development Department using the official program link on this page or call 832-394-6200. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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