TSAHC Homes for Texas Heroes Program

Texas State Affordable Housing Corporation (TSAHC)

Available Home Repair

About This Program

TSAHC Homes for Texas Heroes Program is available in Houston, TX.

TSAHC's Homes for Texas Heroes provides 3-5% down payment grants (true grants, no repayment required) paired with 30-year fixed-rate mortgages to eligible Texas heroes including teachers, firefighters, EMS, police, correctional officers, and veterans. Available to both first-time and repeat homebuyers. The grant can also be structured as a deferred forgivable second lien forgiven after 3 years.

5% grant on $300,000 loan = $15,000 that never needs to be repaid.

Data last verified 2026-04-03. How we verify our data.

In Houston, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Teachers, firefighters, EMS, police, corrections officers, veterans qualify
  • Both first-time and repeat homebuyers eligible
  • 3-5% true grant (no repayment required)
  • Minimum 620 credit score required
  • Income limits apply; take TSAHC's eligibility quiz at tsahc.org

How to Apply

Get free help applying Visit Official Program Page Track this program

800-829-1040

A grant-savvy contractor in Houston, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Houston early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Proof of military service (DD-214) and, for disability-based grants, your VA disability rating letter.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Contact program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can TSAHC Homes for Texas Heroes Program provide in Houston, TX?

3-5% down payment grant (does not need to be repaid).

Who qualifies for TSAHC Homes for Texas Heroes Program in Houston?

TSAHC Homes for Texas Heroes Program is available in Houston, TX. It serves veterans and military families.

How do I apply for TSAHC Homes for Texas Heroes Program in Houston, TX?

Apply directly with Texas State Affordable Housing Corporation (TSAHC) using the official program link on this page or call 800-829-1040. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Houston, TX contractors

Find More Programs in Houston, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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